A license can be denied if the producer has written more controlled business in how many of the past years?

In Illinois, the regulation surrounding controlled business is designed to ensure that producers maintain a level of professionalism and do not engage solely in writing policies for themselves or their immediate family members, which may create a conflict of interest. If a producer has written controlled business for two or more consecutive years, this may raise a red flag regarding their practice. Consequently, the state can deny the license based on this pattern, as it indicates that such practices may not be in the best interest of a broader client base.

Thus, a producer writing controlled business for two consecutive years underscores a potential lack of diversity in their business activities and could lead to a denial of their license application. This is a protective measure aimed at safeguarding consumers and ensuring that producers act in a manner that serves the public good.