For how many years back must the insurer provide loss information and within how many days?

The requirement for an insurer to provide loss information is established with a timeframe of three years. This means that when requested, the insurer must give details about losses that occurred within the past three years.

Additionally, the timeline for the insurer to respond to such a request is set at 30 days. This specification ensures that the consumer can obtain necessary information efficiently, which supports transparency and helps individuals understand their insurance situation better.

In the context of insurance practices, this provision aims to protect policyholders by ensuring they have access to relevant information regarding claims history and loss experience, facilitating informed decision-making regarding their coverage options.