What does mine subsidence coverage protect?

Mine subsidence coverage is an essential provision in property insurance that specifically safeguards structures such as residences or commercial buildings from damage caused by the ground shifting due to underground mining activities. This coverage is vital because mine subsidence can lead to significant structural issues, including cracks, collapses, or other forms of deterioration that can render a building unsafe or uninhabitable.

The reason option B is correct lies in its broad protection scope. It ensures that not only homes but also commercial buildings and linked structures are financially protected against such unforeseen damage. Mine subsidence can affect various types of buildings, making this coverage relevant to a wide range of property types.

While the other options focus either on limited protection or specific types of property, they do not encapsulate the comprehensive nature of mine subsidence coverage. Thus, recognizing that this type of insurance is designed to cover both residential and commercial properties aids in understanding its importance in regions where mining activity is prevalent.