Which of the following is NOT a reason for issuing a temporary license?

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The answer points out that a member of a disabled producer's family is not a valid reason for issuing a temporary license. Temporary licenses are generally provided to ensure continuity of service and support for clients when licensed producers cannot perform their duties due to specific circumstances. The law recognizes certain situations where such a license would be warranted.

For instance, a surviving spouse of a deceased producer can obtain a temporary license to allow for the management and servicing of policies and client accounts until a permanent solution is arranged. Similarly, when the appointed producer of a business entity becomes disabled, a member of that business may be granted a temporary license to maintain operations and support clients.

The armed forces are also a recognized context for issuing temporary licenses, as deployment can hinder a producer’s ability to perform their duties. Thus, while these situations highlight the importance of maintaining client care and protecting insurance interests, having a member of a disabled producer's family take over does not align with the primary intent of temporary licensing, which focuses on addressing incapacity or transition in professional roles.

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