Which of the following is NOT one of the five classes of insurance?

The correct answer is "Investments" because it does not represent a class of insurance. The five classes of insurance typically recognized include Accident and Health, Property, Casualty, Life, and Motor Vehicle. Each of these classes covers different types of risks and provides different forms of protection.

Accident and Health insurance cover medical expenses and disability income, while Property insurance protects against damage to physical assets. Motor Vehicle insurance specifically pertains to coverage for vehicles. Investments, on the other hand, relate more to the financial markets and portfolios, rather than an insurance classification, which is focused on risk covering and indemnification for losses.

Understanding the definitive roles of these classes aids in recognizing how insurance products serve different needs within risk management.